TYRE & ALLOY INSURANCE.

With our Tyre and Alloy Protection Insurance, we’ll cover the cost of repairing your alloy wheels 10 times and offer up to 5 replacement tyres.

HOW DOES IT WORK?

Alloy wheels make your vehicle stand out. However, scuffs and scrapes can be a frustratingly common occurrence, leaving your alloys damaged and unsightly. The problem is that when they are damaged, your vehicle not only loses its shine, it also loses value. 

Replacing a damage tyre on your vehicle can also be costly, and particularly annoying if it is due to no fault of your own. With Tyre and Alloy Wheel Insurance, you can protect yourself against such unexpected costs with no excess to pay. 

Tyre and Alloy Wheel Insurance also includes the cost of unlimited puncture repairs (but not the cost of roadside assistance). 


YOU WILL BE ELIGIBLE FOR THE POLICY IF YOU ARE:

  • Applying as an individual, you are a resident in the United Kingdom, the Channel Islands or the Isle of Man; and
  • You are applying as a company, that company is registered in the United Kingdom, Channel Islands or the Isle of Man; 
  • Insuring a private car registered in the United Kingdom, the Channel Islands or the Isle of Man; and 
  • Not purchasing a vehicle which is a commercial vehicle, emergency vehicle, taxi courier vehicle or a vehicle for hire and reward or driving tuition

SIGNIFICANT BENEFITS.

  • Up to £150 per alloy wheel repair, to a total of £1,500 aggregate limit, or replacement, if the wheel is damage beyond repair. 
  • Up to 10 alloy wheel claims and 5 tyre replacements
  • Cover for £175, £250, £350 or £450 per tyre replacement, depending on policy.
  • Unlimited puncture repairs up to the value of £50 per repair. 
  • Cover for 36 months.

SIGNIFICANT EXCLUSIONS.

  • Any claim which is not reported within thirty (30) days of the Incident Date.
  • General wear and tear or neglect. 
  • Road traffic accidents.
  • Damage caused by using the tyre at an incorrect tyre pressure. 
  • Theft of the alloy wheels. 
  • Manufacturing defects.
  • Chrome wheels, or wheels of a split rim construction. 
  • Damage caused by a third party for general maintenance.
  • Tyres which are below the legal limit at the point that damage occurs

HOW TO CLAIM.

  • Notify the administrator immediately after an incident which has resulted in damage.
  • Claims can be logged on their website at www.mypremia.co.uk, where a confirmation of the process and a claim form will be issued.
  • The completed claim form and supporting documentation should be returned to the administrator for assessment.
  • Additional details of the claim process can be found in the policy document for this cover.